Learn how excess limits premiums offer coverage beyond basic liability limits in insurance contracts, including how they work, key benefits, and premium calculation.

Investopedia contributors come from a range of backgrounds, and over 25 years there have been thousands of expert writers and editors who have contributed. Kelvin Murray / Getty Images The IRS sets ...

Excess flood insurance is a kind of private flood insurance that extends your limits beyond government-sponsored National Flood Insurance Program (NFIP) coverage. If your house would cost more to ...

Excess fructose, especially from sugary drinks, juices, and processed foods, harms health by overloading the liver and ...

"External" causes like drug overdoses and homicide are killing young adults, but so are cardiometabolic diseases that previously mainly posed risks to older people. (Getty Creative) Americans are ...

A new study provides the first concrete data showing that many of these excess deaths were indeed uncounted COVID-19 deaths. The study compared reported COVID-19 deaths to excess deaths due to ...

Learn more about getting higher limits for your existing, underlying insurance policy. Many, or all, of the products featured on this page are from our advertising partners who compensate us when you ...

A commercial insurance policy’s general liability limits aren’t always enough to handle significant claims. In these circumstances, business insurance policyholders rely on extra coverage through an ...

Holiday celebrations can leave a mark on the body. These foods support detoxification and help you return to habits that feel ...