Choosing between a fixed-rate and variable-rate loan can affect how much you pay over time and how easily you can budget each month. Fixed-rate loans offer predictable monthly payments and protection ...

When it comes to borrowing money, understanding the difference between fixed and variable interest rates is crucial. A fixed interest rate remains constant throughout the life of the loan, providing ...

Canadian mortgage borrowers heading into 2026 are facing a far more stable interest-rate environment than in recent years, ...

Discover how fixed-rate payments work, their benefits, and how they differ in mortgage loans. Learn with examples to make informed financial decisions.

Student loan rates have held steady going into the last week of the year. As of December 30, 2025, private student loan lenders are offering fixed rates as low as 2.75% APR and variable rates starting ...

The Canada five-year bond yield, which is one of the most important factors that lenders use to determine their long-term ...

Desjardins's prime rate is 4.70%. The prime rate underpins variable-rate mortgage products. When the Bank of Canada adjusts its overnight rate, Desjardins's prime rate increases or decreases by the ...