Matt Richardson is the senior managing editor for the Managing Your Money section for CBSNews.com. He writes and edits content about personal finance ranging from savings to investing to insurance.

Insurers now use real-time data to verify your information. This can mean faster approvals, but it can also mean delays if your application gets flagged. Many, or all, of the products featured on this ...

Of all the protection products, life insurance is by far the simplest. But as it is often sold as part of a broader financial planning exercise, its lengthy, health-focused underwriting process can ...

If your sex assigned at birth doesn’t align with your gender identity, it could feel upsetting, awkward or confusing to answer questions about gender on a life insurance application. Your gender ...

When you’re applying for life insurance, it can feel tempting to tweak a few details to lock in a better rate. After all, who wouldn’t want to save a little cash? But lying on your life insurance ...

Understanding how and why insurer make decisions could improve your chances of getting the policy and price you want Written By Written by Insurance Writer, Buy Side John was formerly staff writer at ...